Senior Manager - Credit Cards Underwriting
Location: Sri Lanka
Hours:
Experience: 3 years
Job Skills:
STEPINTOA ” “yp AGA ay CAREER IN . “ff 4 BANKING . A SENIOR MANAGER -— CREDIT CARDS UNDERWRITING An exciting opportunity has opened in the Retail Banking Department of Union Bank of Colombo PLC for a dynamic individual with Credit cards Underwriting experience. The Job: e Responsible for formulating and executing all policies relating to Credit Card, an unsecured product. e Provide recommendation to management regarding policy strategy effectiveness for Credit Cards portfolios. e Keep abreast of the prevailing market conditions, bank policies or guidelines and regulatory requirements of credit risk management and ensure compliance thereof. e¢ Recommend / Authorize Credit Card requests within delegated authority and refer deviations to the next level of authority for approval. e Ensure that strategies, action plans and a motivated team are in place to ensure a healthy Credit Cards portfolio that provides steady revenue flows with minimal credit losses. e Constantly monitor processes to ensure that Turnaround Time (TAT) specifies in Service Level Agreements (SLA) is met. e Identify slacks, lapses, inefficiencies in the process, dis-alignment with the changing environment etc., and take steps to modify / improve processes to eliminate inefficiencies / improve effectiveness resulting in cost containment. e Work closely with Risk and Portfolio Management teams to identify the profitable segment and acquire them through sales teams, whilst focusing on weeding out the weaker segments. e Ensure effective team management through use of motivational tools so that the team morale remains high to achieve superior performance. e Performing periodic assessments and evaluations on credit processes to identify risk factors that could cause financial losses to the bank. e Ensure compliance to CBSL and legal frameworks related to credit management. e Timely & accurate reporting of facts & figures to the corporate management The Person: e Overall banking experience of over 12 years with a minimum of 3 years at Manager level. e Experience in managing the retail assets products is a must. e Sound knowledge in retail banking. e Excellent oral and written skills with an analytical mind e Ability to multi-task in a fast paced environment and ability to work independently with minimal supervision. e Should possess a degree or equivalent professional qualification / fully qualified in Banking Applications snould be torwarded via email [email protected] with tne names or two non- related referees on or before 30‘ November 2022. The email subject line must be stated “Senior Manager - Retail Assets Products”. All applicable will be treated with strict confidence. We will only correspond with the shortlisted applicants. Rewards An attractive remuneration package available for the right candidate with the staff loans benefits at concessionary interest rates. Applications should be forwarded via email [email protected] with the names of two non- related referees on or before 30‘ November 2022. The email subject line must be stated “Senior Manager - Credit Cards Underwriting”. All applicable will be treated with strict confidence. We will only correspond with the shortlisted applicants. = UNION BANK Head Office: 64, Galle Road, Colombo 03. | www.unionb.com | ICRA (SLIBBB Fitch BBB-~(ka).| Union Bank of Colombo PLC isa licensed Commercial Bank supervised by the Central Bank of Sri Lanka. PB 676 PQ
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Job Overview
- Date Posted: Posted 12/15/2022
- Expiration date: 02/12/2022
- Location: Sri Lanka
- Gender: Both